[The Herald] Not long ago, when holding your phone, what came to mind was either one of your relatives has thought of you and phoned, or has sent a message. Nowadays, our mind rushes to think, "Who has sent me money!!" Mobile payments have become so ubiquitous that it is no longer a symbol of status.The provider of mobile payments may be a mobile network operator (MNO), a commercial bank or a third party. Mobile phones are becoming "mobile wallets" for storing monetary value commonly referred to as "e-money". Mobile ph ......
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